शेयर में पैसा इन्वेस्ट करने से पहले क्या चेक करना चाहिए?
जब आप शेयर बाजार में कोई शेयर खरीदते हैं तो आपको कुछ बातों का ध्यान रखना पड़ता है ताकि आप कोई खराब कंपनी में निवेश न कर दें क्योंकि स्टॉक मार्केट में ऐसी बहुत सारी कंपनियां है जिसमें आपका लगाया हुआ सारा पैसा डूब सकता है Example: Yes bank, DHFL और अन्य पैनी स्टॉक्स.
तो अगर आप एक मल्टीबैगर शेयर खरीदना चाहते हैं तो आपको कोई भी शेयर खरीदने से पहले उस कंपनी के बारे में पांच चीज जरुर चेक करना चाहिए जो आज हम आपको बताने वाले हैं.
स्टॉक मार्केट में शेयर खरीदने से पहले कुछ महत्वपूर्ण चीजों का ध्यान रखना जरूरी है यह पांच चीज आपको अच्छी डिसीजन लेने में मदद करेंगे और रिस्क को काम करेंगी, चलिए इन्हें सिंपल भाषा में समझ लेते हैं–
1. Company ka Business aur Industry
Kya dekhna hai?: Aap jis company ka share kharid rahe hain, uska business kya hai? Company kis field mein kaam karti hai aur us industry ka future kya hai?
Kyu jaruri hai?: Agar company ka business samajh mein aaye, tabhi aap uski growth potential ko samajh sakte hain. Jaise, agar aap Tata Motors ka share kharid rahe hain, toh yeh samajhna hoga ki automobile industry ka future kaisa hai.
**Example**: Agar aap Tata Motors ka share kharidte hain, toh yeh dekhna jaruri hai ki electric vehicles ka trend badh raha hai. Tata Motors is field mein investment kar rahi hai, toh yeh future ke liye achha sign ho sakta hai.
2. Company ka Financial Performance
Kya dekhna hai? Company kitni profit kama rahi hai? Uske revenue (income), net profit (aakhir ka bacha paisa), aur debt (karz) ko dekhna jaruri hai.
Kyu jaruri hai? Agar company ka financial health achha hai, toh usme invest karna safe hota hai. Achi financial performance ka matlab hai ki company grow kar rahi hai aur aapko achha return de sakti hai.
**Example**: Reliance Industries ne pichle kuch saalon mein achha profit dikhaya hai, toh yeh batata hai ki company financially strong hai.
3. Management aur Leadership
Kya dekhna hai? Company ka management kaisa hai? CEO aur leadership team ka experience kaisa hai? Kya unhone pichle kuch saalon mein achha performance dikhaya hai?
Kyu jaruri hai? Achi leadership company ko sahi disha mein le ja sakti hai. Agar management kaafi experienced hai aur unka track record achha hai, toh company ke growth ke chances badh jaate hain.
**Example**: Infosys ke management team ki reputation bahut achi hai. Nandan Nilekani jese leaders company ko sahi direction mein le gaye hain, isliye logon ka vishwas company par bana rehta hai.
4. **Stock Valuation (Price)**
Kya dekhna hai? Kya company ka share price overvalued hai ya undervalued? Price-to-Earnings Ratio (P/E ratio), Price-to-Book Value, etc. jese valuation tools se samjha ja sakta hai.
Kyu jaruri hai? Agar aap overvalued shares kharid lete hain, toh aapko future mein loss ho sakta hai. Undervalued shares kharidne se long-term mein achha profit ho sakta hai.
**Example**: Agar **HDFC Bank** ka P/E ratio market ke average se zyada hai, toh yeh signal hai ki stock overvalued ho sakta hai. Aap yeh dekh sakte hain ki price future mein justify hoga ya nahi.
5. Market Trends aur Sentiment
Kya dekhna hai? Stock market ke trends aur sentiment ko samajhna jaruri hai. Kya market bullish (upar ja raha hai) hai ya bearish (neeche ja raha hai)? Kya log optimistic hain ya pessimistic?
Kyu jaruri hai? Market ke mood ko samajhne se aap time kar sakte hain ki kab share kharidna ya bechna sahi rahega. Agar market mein giraavat hai, toh aap share saste mein kharid sakte hain.
**Example**: Covid-19 ke dauran, market crash hua tha, lekin jinhone Titan ke shares giraawat ke dauran kharide, unhone baad mein achha profit kamaya jab market recover hua.
Conclusion:
In paanch cheezon ko dekh kar aap informed decision le sakte hain aur risk kam kar sakte hain. Shares kharidna ek long-term investment hai, isliye yeh analysis karna bahut jaruri hai. Sahi decision lene se aapko achhe returns milne ke chances badh jaate hain.
मल्टीबैगर शेयर कैसे ढूंढे?
Share market mein invest karte waqt in paanch cheezon ke alava aur bhi kaafi factors hote hain jo ek multibagger share chunne mein madad karte hain. Yahaan 20 important chijen di ja rahi hain jo aapko share kharidne se pehle zaroor dekhni chahiye:
1. **Company ka Growth Rate**: Dekhiye ki company ka revenue aur profit kis rate se grow kar raha hai. Fast-growing companies long-term mein zyada returns deti hain.
2. **Return on Equity (ROE)**: ROE se pata lagta hai ki company apni equity se kitna return kama rahi hai. High ROE wali companies mein growth potential zyada hota hai.
3. **Return on Capital Employed (ROCE)**: ROCE batata hai ki company apne overall capital ka kitna productive use kar rahi hai. High ROCE wali companies efficient hoti hain.
4. **Debt-to-Equity Ratio**: Company kitna karz le rakhi hai, yeh dekhna zaruri hai. Low debt wali companies financially strong hoti hain aur zyada risk nahi hota.
5. **Free Cash Flow**: Company ke paas kitna free cash hai jo wo future growth mein invest kar sakti hai. High free cash flow wali companies growth ke liye achhi hoti hain.
6. **Dividend Payout**: Company dividends deti hai ya nahi, aur agar deti hai toh consistently deti hai ya nahi. Regular dividend dena ek positive signal hai.
7. **Earnings Per Share (EPS)**: EPS batata hai ki company apne shareholders ke liye kitna profit kama rahi hai. Growing EPS achha indicator hota hai.
8. **Promoter Holding**: Company ke promoters kitne shares hold karte hain. High promoter holding trustworthiness ko dikhata hai.
10. **Competitors ka Comparison**: Company ke competitors kaisa perform kar rahe hain? Yeh comparison karne se aapko idea milega ki industry mein sabse badiya kaun hai.
11. **Profit Margins**: Operating profit margin aur net profit margin dekhna chahiye. High margins wali companies apne products/services par achha control rakhti hain.
12. **PE Ratio ki Comparison**: Company ka PE ratio dekhna aur uska comparison karna market ke average PE ke saath. Agar company ka PE low hai toh stock undervalued ho sakta hai.
13. **Price-to-Book Ratio (P/B Ratio)**: Yeh ratio batata hai ki share price uski book value ke comparison mein kaisa hai. Lower P/B ratio value investing ka signal ho sakta hai.
14. **PEG Ratio**: Price/Earnings to Growth ratio se pata lagta hai ki stock ki valuation growth ke hisaab se justified hai ya nahi.
15. **Market Cap aur Growth Potential**: Dekhiye ki company mid-cap, small-cap, ya large-cap hai. Small-cap aur mid-cap companies mein multibagger banne ka zyada potential hota hai.
16. **Company ka Expansion Plan**: Dekhna chahiye ki company future mein kaise expand karne ka plan kar rahi hai, jaise nayi markets mein jaana ya naye products launch karna.
17. **Technological Adoption**: Company kis tarah se technology ko apna rahi hai? Jo companies technology mein aage hoti hain, unka growth potential zyada hota hai.
18. **Regulatory Risks**: Company jis industry mein hai, kya waha pe regulatory risk hai? Jaise, pharmaceuticals ya telecom sector mein nayi policies ka risk rehta hai.
19. **Management Transparency**: Company ka management kitna transparent hai aur wo apni business activities ke bare mein shareholders ke saath kaisa communicate karta hai.
20. **Share Buyback History**: Share buyback ek positive sign hota hai, kyunki yeh batata hai ki company ko apne shares ki value future mein aur zyada lagti hai.
In sab factors ko dekhkar agar aapko lagta hai ki company financially strong hai, future growth ke liye ready hai, aur industry mein lead karne wali hai, toh wo stock multibagger ban sakta hai.
अगर आपका इस पोस्ट से जुड़ा हुआ कोई भी सवाल है तो नीचे कमेंट बॉक्स में जरूर पूछे🙏🙏🙏
